Services, Billing & Costs

The University Health Center is currently in-network with PPO, HMO, and Open Access plans from the following insurance companies.

The University Health Center is currently in-network with:

• UnitedHealthcare Student Resources — Student Health Insurance Plan (SHIP)
• CareFirst BlueCross BlueShield — commercial plans only
• Tricare — commercial plans only
• Aetna — commercial plans only
• Cigna — commercial plans only

Important: Medicaid and Medicare are not accepted under CareFirst, Tricare, Aetna, or Cigna. The University Health Center also does not accept Kaiser Permanente, UnitedHealthcare commercial plans, Priority Partners, Maryland Physicians Care, MedStar Family Choice , Aetna Better Health, Wellpoint, UnitedHealthcare Community Plan, CareFirst Community Health Plan, or JAI.

Students are encouraged to contact their insurance carrier before receiving services to confirm benefits, provider participation, copays, deductibles, and any potential out-of-pocket costs.

The University Health Center does not currently accept the following insurance plans:

• Maryland Medicaid (including Priority Partners, Maryland Physicians Care, MedStar Family Choice, Kaiser Permanente, Aetna Better Health, Wellpoint, UnitedHealthcare Community Plan, CareFirst Community Health Plan, and JAI Medical Systems)
• Out-of-State Medicaid
• Kaiser Permanente
• UnitedHealthcare commercial plans
• Medicare plans

Students with insurance plans that are out-of-network or not accepted by the University Health Center should contact their insurance carrier before receiving services to confirm where they can receive covered healthcare services.

Many health insurance plans do not provide coverage outside of their designated service area or home state. If a student's insurance does not cover the cost of services, the student may still be seen and billed as a self-pay patient.

Students enrolled in the Student Health Insurance Plan (SHIP) are generally not responsible for co-pay, coinsurance, or deductibles for healthcare-related visits at the University Health Center.

Students enrolled in SHIP may still be responsible for costs related to:

• Prescription medications sent electronically to a local pharmacy
• External laboratory testing processed by LabCorp
• Appointments with external healthcare providers
• Services received outside the University Health Center

Students should review their Coverage & Benefits, Plan Details, and FAQs regarding their Student Health Insurance Plan with United Healthcare.  

Students with accepted private commercial insurance may use their insurance at the University Health Center. The amount a student may owe is determined by their insurance carrier and individual plan benefits.

Depending on the plan, students may be responsible for:

• Co-pays
• Coinsurance
• Deductibles
• Non-covered services
• External laboratory charges
• Services referred outside the University Health Center

If you have any questions regarding which insurance plans we accept, please contact the University Health Center immediately via phone and email. 

Students with insurance plans that are not accepted or are considered out-of-network may still receive care at the University Health Center.

All charges not covered by the student's insurance carrier are the student's responsibility. Out-of-network insurance plans may result in higher out-of-pocket costs.

A discounted rate for services may be available only to students registered for classes. This discount does not apply to external laboratory work, prescription medications, medical procedures, or medical devices.

Students without accepted health insurance may receive services as self-pay patients.

A typical self-pay office visit, excluding procedures, external laboratory work, prescription medications, medical devices, or additional services, generally ranges from approximately $50 to $300.

Self-pay rates are available only to currently registered students.

Self-pay fees are subject to change without notice and may vary based on the services provided.