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Harriet A. Woolford University Health Center

Student Health Insurance Requirements

Morgan State University is pleased to offer our students and their families a Student Health Insurance Plan (SHIP) through United Healthcare that complies with the student benefits requirements under the Patient Protection and Affordable Care Act at an affordable premium.

All full-time undergraduate students taking 12 or more credit hours, J-1 Visa Exchange Students and scholars are automatically enrolled and billed for the Fall 2023 and Spring 2024 semester for the SHIP once registered as a full-time undergraduate student. The Fall semester charge is $493 and the Spring semester charge is $670. Students who have comparable health insurance coverage, are required to waive out of the student health insurance plan. 

The Student Health Insurance waiver period for the Fall 2023- Spring 2024 Academic Year begins July 1, 2023. To submit your Fall 2023 -Spring 2024 Student Health Insurance Waiver Click Here.

Graduate and part-time students enrolled for the Fall 2023 and/or Spring 2024 semesters in which they seek to obtain the Student Health Insurance Plan through United Healthcare must visit the Gallagher Student Health website. Graduate and Part-time students must be enrolled with the University to obtain the Student Health Insurance Plan. For more information on graduate student and part time student enrollment please Click Here

The Student Health Insurance waiver and enrollment period for the Fall 2023-Spring 2024 Academic Year begins on July 1, 2023 and closes on October 31, 2023. 

If you receive an error message when attempting to log in to the waiver please take a screenshot and send it to with a picture of your insurance card both front and back.