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Harriet A. Woolford University Health Center

Student Health Insurance Requirements

Morgan State University is pleased to offer our students and their families a Student Health Insurance Plan (SHIP) through United Healthcare that complies with the student benefits requirements under the Patient Protection and Affordable Care Act at an affordable premium.

All full-time undergraduate students taking 12 or more credit hours, J-1 Visa Exchange Students and scholars are automatically enrolled and billed for the Fall 2022 and Spring 2023 semester for the SHIP once registered as a full-time undergraduate student. Students who have comparable health insurance coverage, are required to waive out of the student health insurance plan. 

To submit your Fall 2022-Spring 2023 Student Health Insurance Waiver please visit:

Graduate and part-time students enrolled for the Fall 2022 and/or Spring 2023 semesters in which they seek to obtain the Student Health Insurance Plan through United Healthcare must visit the Gallagher Student Health website. Graduate and Part-time students must be enrolled with the University to obtain the Student Health Insurance Plan.

The Student Health Insurance waiver and enrollment period for the Fall 2022-Spring 2023 Academic Year begins on Friday, July 1, 2022 and closes on Monday, October 31, 2022.