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Harriet A. Woolford University Health Center


Health Insurance Waiver

Morgan State University is pleased to offer our students and their families a Student Health Insurance Plan (SHIP) through United Healthcare that complies with the student insurance requirements under the Patient Protection and Affordable Care Act at an affordable premium.

To submit the Fall 2022-Spring 2023 Student Health Insurance Waiver, please visit: 

https://go.gallagherstudent.com/Universities/Morgan%20State%20University/Home 

Log-in with your Morgan State University credentials. Select WAIVE and complete all required fields.

All full-time undergraduate students taking 12 or more credit hours and J-1 Visa Exchange Students and scholars are automatically enrolled and billed each semester for the SHIP when registered. Students who have comparable health insurance coverage, are required to waive out of the student health insurance plan.

All Full-Time Undergraduate Students that have not successfully completed the Fall 2022-Spring 2023 Student Health Insurance Waiver during the waiver eligibility period will automatically be enrolled in the plan and the Student Health Insurance charge will remain on their student bill.

The Fall 2022-Spring 2023 Student Health Insurance annual premium cost is $1,159 . All Full-Time Undergraduate Students will receive a charge totaling $515 on their student account for the Fall 2022 semester; and a charge totaling $644 on their student account Spring 2023 semester. Students who have comparable health insurance coverage, are required to waive out of the student health insurance plan. The Fall 2022- Spring 2023 Student Health Insurance Waiver period begins on Wednesday, July 1, 2022 and closes on September 10, 2022.

If you have out-of-state Medicaid, please review the information on the Medicaid Waiver Request page before you waive the Student Health Insurance.