Summer Aid

Students eligible for the Federal Pell Grant Program can receive up to 150 percent of their scheduled Federal Pell Grant each year. This means that if you received Federal Pell Grant Program funds for both fall and spring terms, you may qualify for Federal Pell Grant Program funds for the summer.

If you enrolled full-time (12+ hours) and received your full-time Federal Pell Grant for fall and spring, you must enroll in at least half-time (6 hours) for the summer term to be offered summer Federal Pell Grant Program funds. You must have lifetime Pell Grant eligibility remaining in order to qualify for these additional funds. Being enrolled less than half-time will result in cancellation of summer Federal Pell Grant Program funds

Students’ summer loan eligibility is based on their remaining annual loan eligibility for loans received at Morgan State University or another institution during the academic year. Students who received their annual loan limit the past fall and spring terms no longer have loan eligibility for the summer term. Federal Direct Loans require at least half-time enrollment (6 credit hours for undergraduate, 5 credit hours for graduate students). Federal Direct Loans will be canceled for students who are enrolled less than half-time.

Please note that students may not receive federal aid from multiple institutions during the same enrollment period. This would result in cancellation of aid and a resulting balance due to the University.

Per year maximums are:

• Freshman (1-24 credits earned) $5,500 dependent, $9,500 independent
• Sophomore (25-55 credits earned) $6,500 dependent, $10,500 independent
• Junior/Senior (56+ credits earned) $7,500 dependent, $12,500 independent
• Graduate – $20,500

Parent PLUS Loan-Parents of dependent undergraduate students whose combined Summer I and Summer II terms enrollment are equal to or greater than 6 credits can apply for a Federal Direct Parent PLUS Loan. The loan requires creditworthy borrowers, and the maximum amount a parent can receive is the total summer cost of attendance less any financial aid awarded to the student. Parents can apply for the Parent PLUS Loan at www.studentaid.gov 

Graduate PLUS Loan-Graduate/professional students whose combined Summer I and Summer II terms enrollment is equal to or greater than 5 credits can apply for a Federal Graduate PLUS Loan. The loan requires creditworthy borrowers, and the maximum amount a Graduate/professional student can receive is the total summer cost of attendance less any financial aid awarded to the student. Graduate/professional students can apply for the Graduate PLUS Loan at www.studentaid.gov 

Students looking to explore an alternative loan for the Summer terms should apply with a lender of their choice. We recommend that students ensure the length and number of credits meet the requirement to be eligible for the loan before applying.

List Of Lenders