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BEARcard Accounts

There are three (4) spending accounts accessible by the BEARcard: (1) Limited General, (2) Retail, (3) Books Only and (4) Dining Dollars.

Funds must be added to your BEARcard accounts before you can you use your BEARcard to make purchases at the University Bookstore or other retail establishments.  Please see the information provided at How To Add Funds To Your BEARcard Accounts to add funds to your BEARcard accounts.

Limited General Account: Used for Laundry Services in the following Residence Halls: Baldwin Hall, Blount Towers, Cummings House, Harper-Tubman House, O'Connell Hall and Rawlings Hall.

Retail Account: Used in the Bookstore, Student Center Sweet Shoppe, Game Room, Richardson Library, Print Shop and more. Credit balances from your MSU student account can be transferred to this account. Daily purchases are limited only by the funds available in your account.

Books Only Account: Restricted to textbooks and instructional materials purchases only in the Bookstore. This account is credited with funds from scholarships, stipends, grants, etc. Personal funds cannot be added to this account. Funds from the Books Only Account cannot be transferred to your Retail account.

Dining Dollars Account: Accepted only at all on-campus MSU Dining locations managed by SodexoMAGIC.  It is a declining balance dining plan.  For the Fall Semester, Dining Dollars are valid through January 15, then any remaining balance is forfeited.  For the Spring Semester, Dining Dollars are valid through June 30, then any remaining balance is forfeited.  For further information on MSU Dining Plans, please visit

You may check your account balance at

  • Use you network username and password to login.
  • Maintaining account security is the cardholder's responsibility. If your card is lost or stolen, please immediately report upon discovery using the above link.
  • Management of your card is like cash and should be treated as such.