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Office of Financial Aid

Winter Aid

Students may be eligible for certain types of financial aid for winter courses taken toward their degree program. For purposes of billing and registration, winter operates as its own term. For purposes of financial aid calculations, winter credits will be combined with fall credits to determine student eligibility. Fall and winter enrollment must be for courses applied toward degree completion in order to be considered in the financial aid calculation. There is an annual maximum that you can receive for each type of federal aid. If you are already receiving maximum aid for the fall term there would be no additional eligibility available for Winter session.

Below are the types of aid that students may be considered for, as well as circumstances that would potentially create eligibility. For aid sources other than private lenders, a valid Free Application for Federal Student Aid (FAFSA) must be on file with the University.

Please click the link at the bottom of the page for the Winter Session application.

Federal Pell Grant

Only students who are Pell eligible and were enrolled less than full time in the fall term may be considered for additional Pell for the winter session enrollment. Your eligibility will be determined by your EFC and enrollment, if eligible, additional Pell Grant will be applied to your award for the Fall term.

Federal Subsidized and Unsubsidized Loans

Students will not typically be eligible for additional Federal Direct Subsidized and Unsubsidized Loans for the winter session. Circumstances in which a student may be eligible for these loans for winter enrollment include those who did not borrow any loans during fall, or did not borrow the full amount for which they were eligible in Federal Direct Subsidized Loans. Students who  were taking less than 6 credits in the fall, but are in 6 or more credits in combined fall term and winter session may also be eligible.

Annual loan limits and lifetime aggregate limits apply when determining students’ loan eligibility for the winter session. Students who have never borrowed a Federal Direct Loan will need to complete Entrance Counseling and the Federal Direct Loan Master Promissory Note at

Federal Direct Parent Plus Loan

Parents of dependent undergraduate students whose combined fall term and winter session enrollment are equal to or greater than 6 credits can apply for a Federal Direct Parent PLUS Loan. The loan requires creditworthy borrowers, and the maximum amount a parent can receive is the total combined fall and winter cost of attendance less any financial aid awarded to the student for the combined term and session. Parents can apply for the Parent PLUS Loan at 

Private/Alternative Loans

Students looking to explore an alternative loan for the winter session should apply with a lender of their choice. We recommend that students ensure the length and number of credits meet the requirement to be eligible for the loan before applying.

List Of Lenders