Services, Billing & Costs

In Network Insurance Plans

The University Health Center is currently in network with the PPO/HMO/Open Access plans of the following insurance companies:

• United Healthcare Student Resources (Student Health Insurance Plan- SHIP)
• CareFirst Blue Cross Blue Shield (commercial plans only, we do not accept Medicaid or Medicare)

Unaccepted Insurance Plans

The University Health Center does not currently accept the following insurance plans:

• Medicaid (In-State- Maryland)
• Medicaid (Out-of-State)
• Kaiser Permanente
• United Healthcare
• CareFirst
• UnitedHealthcare
• TRICARE
• Aetna
• Cigna

Patients whose insurance plans are considered out-of-network or not accepted by the University Health Center are encouraged to contact their insurance carrier's customer service line to confirm where they can receive covered healthcare services. Many health insurance plans do NOT cover services outside of the geographical areas (home state). 

If a patient's insurance does not cover the costs, they may still be seen and charged as a Self-Pay Patient. 

Enrolled in Student Health Insurance Plan (SHIP):

Students enrolled in the Student Health Insurance Plan (SHIP) are not responsible for co-pays, co-insurance, or deductibles for visits to the University Health Center for healthcare-related services. Most services, including lab tests (in-house), are fully covered. 

Note: Co-pays apply for the following services: 

• Prescription medications (electronic prescriptions sent to a local pharmacy)
• External lab work (labs processed by LabCorp)
• All appointments with External Providers

Please review your Summary of Benefits, Plan Highlights, and Frequently Asked Questions located on the Gallagher Student Health & Special Risk web page. 

Unaccepted Insurance Plans

Patients' responsibility for visits filed to insurance with Out-of-Network is determined by their insurance company. The patient's responsibility may include co-pays, co-insurance, and/or deductibles for visits. Charges not covered by the patient's private health insurance carrier are solely the patient's responsibility.

A discounted rate for services is available only to students registered for classes. Please note that the discount does NOT apply to any lab work, prescription medications, medical procedures, or medical devices. Click here to review the Self-Pay Fees.

Note: Patients whose insurance plans are considered out-of-network or not accepted by the University Health Center are encouraged to contact their insurance carrier's customer service line to confirm where they can receive covered healthcare services.

Self-Pay/No Insurance

A typical self-pay office visit (which does not include any procedures, external lab work, prescription medications, or medical devices) will range from approx—$ 50.00 - $150.00. The Self-Pay Office Visit fee is offered only to registered students and does not include any external lab work, procedures, prescription medications, or medical devices. 

The Self-Pay fees are subject to change without notice for all services.