Office of Human Resources
Aflac
THE REALITY
Most people have health insurance, but many are still exposed to:
- High deductibles
- Missed income from time off work
- Travel and treatment expenses
- Every day bills that don’t pause
HOW AFLAC HELPS!
Aflac pays cash benefits directly to YOU. You decide how to use it:
✔ Mortgage or rent
✔ Groceries and utilities
✔ Childcare
✔ Out-of-pocket medical expenses
✔ Travel for treatment
✔ Daily living expenses
No restrictions. No red tape on how the funds are spent. We currently offer:
- Accident Insurance – Helps pay out-of-pocket costs for unexpected injuries, ER visits, treatments, and more.
- Cancer Protection – Financial support for diagnosis, treatment, and travel during cancer care.
- Critical Illness Insurance – Lump-sum payments for major health events like heart attacks, strokes, or organ transplants.
- Hospital Indemnity – Benefits to help offset hospital stay expenses and inpatient services.
- Short-Term Disability – Income protection if you’re temporarily unable to work due to a covered illness or injury.
Coverage is customizable to fit your needs and budget.
FREQUENTLY ASKED QUESTIONS
“I already have health insurance.”
Perfect — Aflac is designed to work WITH it.
“Is this expensive?”
Most plans are more affordable than people expect.
“Does it pay the hospital?”
No — benefits are paid directly to YOU.
“Do I have to wait for open enrollment?”
No — many options are available year-round.
Financial setbacks don’t usually come with warnings. Adding supplemental coverage isn’t about fear - it’s about control and stability. Let’s make sure you’re fully protected.
🛡️ AFLAC Voluntary Benefits Rates
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Schedule a 15-Minute Review with Myriah Crumble today!
Call or Text 410-752-6426

Contact Information
Office of Human Resources
Morgan State University
Tyler Hall, Suite 505
1700 E. Cold Spring Lane
Baltimore, Maryland 21251
P: 443-885-3195
F: 443-885-1204
E: ohr@morgan.edu
Contact Information
Office of Human Resources
Morgan State University
Tyler Hall, Suite 505
1700 E. Cold Spring Lane
Baltimore, Maryland 21251
P: 443-885-3195
F: 443-885-1204
E: ohr@morgan.edu